Home Buyers
Buying a new home, second home or rental property? We have several mortgage options to suite.
First Time Home Buyer
Buying a home is challenging. We walk you through each step of the process.
Homeowners
Is your mortgage working for you? See our renewing and refinancing options.
Mortgage Broker Advantages
Compare Mortgage Professionals vs a Bank Branch.
Mortgage Lenders
When choosing your mortgage, there are many options available. Our lenders range from Canada's top banks, mortgage lenders and credit unions.
Calculate mortgage payment, the breakdown between the principal, interest and ways to pay your mortgage faster.
Mortgage Calculator
FAQs
Mortgage FAQs, Common Questions and everything you need to know in one place.
Mortgage Glossary
Our mortgage glossary is filled with definitions of terms you may come across during the mortgage process.
Credit 101
Credit bureaux use propriety methods when determining your credit score. A borrower's credit history is pivotal when applying for a mortgage.
Search
Search the mfactory.ca database
Mortgage Rates
We compare top lenders so you get the best mortgage rate. Check out the current rate offerings for fixed and variable term mortgages.
Historical Interest Rates
Interest rates posted for selected products by the major chartered banks
Fixed Vs Variable Rates
When choosing a mortgage, there are two rate structures: fixed and variable interest rates. Both have advantages and disadvantages.
Get Rate Alerts
Get the latest mortgage news and interest rates.
About M Factory
Mortgage Factory strives to provide the best rates, products and services to new and current homeowners across Canada.
Our Team
We’re a creative, friendly and diverse team of mortgage professionals, who truly enjoy what we do.
Career Opportunities
We always seek passionate, dynamic and highly skilled individuals to join the team and take the next step in their careers with us.
Contact Us
At Mortgage Factory, we’re here to help you navigate the process and get the best mortgage possible.
Contact us, and we would be happy to help. One of our knowledgeable mortgage agents can provide the expertise you are looking for.
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