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Purchases include existing homes and new construction. Renewals refer to an existing mortgage that is maturing. Refinancing is replacing the current mortgage with a new one.
A "Co-Applicant" is an additional applicant. The "Co" indicates multiple applicants on the same mortgage. Not to be confused with a "Co-Signer," a person added to a mortgage but not necessarily living in the home. Co-Signers are temporarily added to a mortgage for qualification purposes.