Tag: Mortgage Tips & Advice


Incorporate Balance Transfer Offers into Your Arsenal

As mortgage professionals, we are sometimes asked to solve problems slightly outside the scope of our mandate. Naturally, we must take care not to position ourselves as tax experts, accountants or lawyers.

But there are a few instances in which w…

5 Steps to a Guaranteed Mortgage Approval

This is one spot that no one wants to end up in: you’ve found the house you want, your offer has been accepted, but it all falls through because you don’t have financing in place. Lenders deny mortgage applications all the time, and it pushes would-be homeowners back to square one.


Make sure you’re working with an experienced professional mortgage planner. The largest financial transaction of your life is far too important to place into the hands of someone who isn’t capable of advising you properly and troubleshooting the issues that may arise along the way.

THE PENALTY COVER UP Mortgage (Secret 3 of 5)

Canadian mortgages are all set up with a specific term, usually five years, a mortgage penalty happens when you change the terms of that mortgage before the expiration of that term.